Dental Insurance Accepted by Callahan & Klein

Finding a dentist that accepts your insurance can be a stressful and time-consuming task. That’s why Callahan & Klein Dental makes things easy for you.

We accept most major dental insurance plans but recommend that you contact us ahead of your appointment to verify your insurance details and for any other coverage information.

Dental insurance providers accepted by Callahan & Klein Dental include:

If you do not see your insurance provider on the list, just give us a call! Callahan & Klein Dental is an in-network provider for many insurance companies so contact our Lakewood, CO office to find out if we accept your dental insurance plan and what other options you may have. We will always do our best to work with your insurance company to maximize any benefits so for insurance, dental plan or any other financial questions, don’t hesitate to contact our friendly and knowledgeable staff.

Do I Need Dental Insurance?

If you follow a good oral health routine, have no dental issues and regularly see a dentist, it may not make financial sense to take out dental insurance when you can just pay out of pocket. However, you never know when you might need it! Always remember to weigh up the “what if” scenarios when looking at your financial situation. Also keep in mind that some dental insurance policies have a waiting period before they begin so don’t wait until it’s too late to find coverage. 


Studies show that Americans without dental coverage are more likely to put off going to the dentist if issues arise, as the worry of potentially paying a lot out of pocket is enough to keep them away. This also means that those without dental insurance end up being the ones most likely to need some sort of dental treatment. With a wide variety of plans and providers to choose from, you will be able to find dental insurance to suit your budget.

What to Know About Dental Insurance

What Does Dental Insurance Cover?

There are many different levels of coverage out there but in general, dental insurance should cover the following. Please check with your provider for full details and be aware that you may need to pay a copay or deductible before some services are covered.

  • Twice yearly dental visit and cleaning
  • X-rays
  • Twice yearly dental visit and cleaning
  • Sealants
  • Twice yearly dental visit and cleaning

Some insurance plans will partially cover costs for root canals and orthodontic treatments such as bridges and dentures. Please check with your provider to get the full information on your individual policy.

What Does Dental Insurance Not Cover?

While dental insurance will cover preventive care and some dental work, it will not always cover what is considered “cosmetic dentistry”. This includes services such as:

  • Teeth whitening
  • Braces or orthodontics
  • Any dental procedure that is the result of a pre-existing medical condition
CK Dental can work with you to find the best treatment route for your financial situation. As well as accepting a variety of dental insurance plans, we also accept CareCredit which allows patients to pay off healthcare costs in affordable monthly payments.

How Do I Get Dental Insurance?

In Colorado, you can get dental insurance either as part of your health insurance plan, or as a standalone policy. Keep in mind, there are some decisions to be made regarding which policy to choose as it can depend on whether you want a family or single plan, the amount of deductible you need to meet and what other health concerns you may have.

The easiest way to see the different types of coverage you can get is by shopping around online. There are many marketplaces, comparison sites and decision making tools you can use to find the right coverage for you. If you have questions about if your dentist will accept your insurance, check before making an appointment. Here at CK Dental we are happy to answer any insurance related question.

Dental Insurance Accepted in Lakewood, CO

CK Dental accepts most major dental insurance policies. If you are unsure whether or not we accept your plan, please contact our office and we’ll be happy to help. If you want to check exactly what your policy covers, please contact your insurance provider for further information.
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